You can discover more benefits and discounts for seniors by checking out our senior care resources on Senior Strong. NM Medicaid benefits may be limited to payment of Medicare premiums for some members. The Medicare flex card for seniors can help you manage your healthcare and other out-of-pocket costs. The largest Medicaid managed care organization in the U.S, Centene offers affordable and comprehensive plans to one in 15 people in the U.S.[1]Who we are. ", In 2022, Wellcare is offering a wide range of innovative SSBCI benefits including:*. With it, you can manage your business operations from one site so you have more time to focus on building your client base and selling. Call to speak with a licensed agent M-F 8a-9p, Sa-Sun 8a-8p CT. Chapter is not connected with or endorsed by any government entity or the federal Medicare program. This is some text we could use here for a description of what it is we're saying on the second slide. Wellcare, which is owned by Centene Corporation, has provided Medicare Advantage benefits for over 20 years. The WellCare VISA Flex Card Wellcare Medicare 3.69K subscribers Subscribe 37K views 2 years ago Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex. Your health and wellness is unique to you, and the products and services we review may not be right for your circumstances. Senior Strong Copyright 2023, All Rights Reserved, How To Check Balance On WellCare Flex Card, Tips For Managing Your WellCare Flex Card Balance. The Wellcare Flex Card is an essential financial tool that simplifies healthcare expense management for senior citizens. Special needs plans with premiums . Log In To Your Account: Open the app and enter your account credentials (username and password). Ohana Health Plan, a plan offered by WellCare Health Insurance of Arizona, Inc. Washington residents: Health Net Life Insurance Company is contracted with Medicare for PPO plans. Additional benefits include non-medical transportation to places such as churches, gyms, and grocery stores as well as quarterly allowances for use on assistance devices including air conditioners or durable medical equipment (DME) such as grab bars, non-slip mats, or air purifiers, subject to availability. Many of Wellcares plans are part of the D-SNPs program for members eligible for both Medicare and Medicaid. Empire will help your dual eligible clients navigate the Medicaid Redetermination process. (n.d.). The Wellcare Flex Card Visa is a prepaid debit card you can use to pay for any dental, vision or hearing, and in some cases, utility, services beyond your plan benefits. One will be for dental, vision, and hearing. Second, we also include links to advertisers offers in some of our articles; these affiliate links may generate income for our site when you click on them. Copyright 2023 Wellcare Health Plans, Inc. Sandra Gordon is a journalist specializing in health and medicine for consumers and healthcare providers. Your WellCare Flex Card can be used to cover a wide range of eligible healthcare expenses. Next, consider what other benefits you may need, such as vision or hearing care, and find out if your doctors are included in the Wellcare provider network. The choice is yours. As a part of Wellcare's Supplemental Benefit key enhancements, the Flexible Spending Card (Flex Card) for DVH will be offered for Wellcare and Ascension Complete, and will be available on more plans across the country for 2022. 1-877-823-8267 (TTY: 711) 8 a.m. to 8 p.m., 7 days a week. Anticipate future healthcare expenses by considering your healthcare needs and planning for potential costs. Arizona D-SNP plans: Contract services are funded in part under contract with the State of Arizona. Some items you can use your flex card benefit on are below. Wellcare has been providing Medicare and Medicare Advantage coverage for over 20 years. D-SNP* members automatically receive a prepaid arrears card to buy healthy foods at certain retailers, both in-store and online. The Flex Card can help you pay for dental, vision and hearing expenses not covered by your plan. Get to know us, and see how we can help you take your business to the next level. For Tennessee D-SNP plans: Notice: TennCare is not responsible for payment for these benefits, except for appropriate cost sharing amounts. Medicare flex cards offered by well-known Medicare Advantage plans are legitimate. Medicare flex cards are not available with Medicare supplement plans (Medigap). To use, swipe the card to pay for services received at a dental, vision or hearing provider. How To Get A New York Times Subscription Senior Discount, Everything To Know About Senior Discounts. WellCare also offers its Medicare Advantage members the Flex Card, a preloaded Visa debit card with a dollar value ranging from $200 to $2,500. Many providers offer the option to receive notifications via email or text message when your balance reaches a certain threshold. Learn more about providers who participate in Louisiana Medicaid by visiting https://www.myplan.healthy.la.gov/myaccount/choose/find-provider. WellCare is partnering with Wex to expand our Supplemental Flex Card benefit for 2021. The WellCare Flex Card is a healthcare payment card that offers a convenient way to pay for eligible healthcare expenses. In addition, certain Medicare Advantage members may qualify for Humanas Healthy Options Allowance of $35 to $275 per month to buy food and OTC products. Beginning Jan. 1, 2022, Centene's Medicare brands, including Allwell, Health Net, Fidelis Care, Trillium Advantage, 'Ohana Health Plan, and TexanPlus will transition to the Wellcare brand. For Indiana D-SNP prospective enrollees: For detailed information about Indiana Medicaid benefits, please visit the Medicaid website at https://www.in.gov/medicaid/. Call Customer Service: Dial the number and follow the automated prompts. Some dishonest commercials may instruct you to call a phone number or go to a website where scammers can obtain your personal information to commit fraud. Flex cards give members cash for additional benefits: WellCare Medicare Advantage members receive between $200 and $2,500 in Visa Flex cards, depending on plan and location. Chapter provides GoodRx users with the most comprehensive Medicare guidance in America. Wellcare has excellent plans, but whether any Medicare plan is right for you depends on your health care needs, whether your providers are in network and if the plan includes your prescription drugs on its drug formulary.. For Louisiana D-SNP members: As a WellCare HMO D-SNP member, you have coverage from both Medicare and Medicaid. Talk to a trusted advisor or licensed insurance agent to help you make the best decision. However, access to Wellcares provider network can be sparse in less densely populated areas. If your card is lost or stolen, report it immediately to Wellcare customer service. He has more than 20 years of experience working in the senior healthcare industry. Access to healthcare benefits and financial assistance for seniors is crucial. While these plans may help to lower costs by giving back some or all of your Part B premium, this benefit may have reduced coverage in other areas, such as in dental or vision benefits. Following these tips and strategies can help you better manage your WellCare Flex Card Balance: One way to stay on top of your WellCare Flex Card balance is to regularly track your healthcare expenses. Indiana D-SNP prospective enrollees: For detailed information about Indiana Medicaid benefits, please visit the Medicaid website at https://www.in.gov/medicaid. endstream endobj startxref Medicare Advantage (MA) plans across the country are seeing increasing numbers of enrollees who have social risk factors and complex medical needs. Nondiscrimination, Y0020_WCM_90606E_M It offers a convenient way to manage healthcare expenses, including copayments, deductibles, and eligible OTC items. GoodRx is not sponsored by or affiliated with any of the third-party brands identified. Today, the company offers benefits with every Medicare beneficiary in mind, such as dental, hearing and vision services; Flex Cards to assist with co-pays; transportation services; telehealth visits; wellness and fitness programs; in-home support services; and special supplemental benefits for the chronically ill. Wellcare is a wholly owned subsidiary of Centene Corporation, a leading multi-national healthcare enterprise committed to transforming the health of the community, one person at a time. Its important to note that you cannot be enrolled in a Medicare Advantage and a Medigap plan at the same time. Learn other ways to enroll below. To get the most out of your Wellcare Flex card, you should know what benefits are available to you. Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract and is an approved Part D Sponsor. "Since the beginning of the COVID-19 pandemic, addressing social determinants of health and delivering whole-person care has never been more critical for Medicare beneficiaries," said Rich Fisher, SVP and CEO of Medicare for Centene, Wellcare's parent company. Call to learn more. Medigap plans generally offset the out-of-pocket costs not covered by original Medicare and dont offer the same extra benefits as Medicare Advantage plans. Simply use your Visa Flex Card to pay for the items or services, up to your set amount. After years of living under the care of your parents and other family members, the time will arrive for you to reciprocate. %%EOF Cosmetic services are not covered. Not everyone in a Medicare Advantage plan will qualify for a flex card. You can conveniently do this by filing a claim on the. Not all members will qualify. Unsolicited phone calls: Reputable insurance companies generally dont call, text, or email you unless you contact them first. Wellcare Health Plans, Inc. (n.d.). Our most personal plan benefit the Visa Flex Card from Wellcare. 'Show more' : 'Show less' }}, 2023 Forbes Media LLC. Here are some red flags to watch out for: Claims that flex cards are a government program: Medicare which is run by the government does not offer flex cards. Contact the CS number on the back of your card for more info. Locate The Customer Service Number: Find the WellCare Flex Card customer service phone number on the back of your card or in your account materials. You gain access to Medicare and may choose to retire. Medicare Advantage essential extras. It's a valuable tool for managing your healthcare budget and reducing out-of-pocket costs. Check your balance on your card using the Flex Card Member Portalor by calling the number on the back of your Flex Card to make sure you have sufficient funds in your account to cover an expense. Telehealth services, wellness and fitness programs, in-home support services and benefits for . Jessica is a writer, editor and media professional who has spent her career working with some of the most influential names in media. Are there any fees associated with the Wellcare Flex Card? Offered in all 36 states within Wellcare's Medicare footprint, The number of plans offering this benefit have almost doubled for 2022, ~~Members will automatically receive their pre-loaded and activated VISA debit card in the mail, and dollars are available on day 1 with no waiting, ~~Members can access their account via phone, portal and/or IVR, Benefit amounts range from $100 to $2,500, ~~Benefits with an allowance of $750 or greater will have separate purses (amounts that can be used for different covered service types), ~~~~Vision Only purse and Dental and Hearing combined purse, ~~~~The Vision purse will be capped at $250, and the rest of the allowance will be allocated to the Dental and Hearing benefit, The Flex Card for DVH gives members greater "buying power" on their supplemental dental, vision, and hearing benefits for both in- and out-of-network expenses, Members can easily submit a claim for reimbursement for transactions at Wellcare providers who do not accept VISA, Wellcare's vendor partner for the Flex Card for DVH is Wex, The Flex Card for DVH will only work at providers with a valid Merchant Category Codes (MCC) who accept VISA. Currently, Medicare flex cards are a benefit of Medicare Advantage plans only. (n.d.). Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. The card can be used at participating providers, pharmacies, and retailers. Consult your plan documents or contact WellCare customer service for clarification on any points you're unsure about. If you do not have the necessary funds to cover an expense, you may be able to charge up to the available balance on your card. *The benefits mentioned are a part of special supplemental benefits. (2021). X, xEEy!soL10eyiFZXw8TgT0 6, Learn about what other home health and caregiving services may be covered by some Wellcare Medicare plans. The Wellcare Flex Card supplemental benefit helps members choose to extend their dental, vision or hearing coverage where they need it the most. I would also like to sign up for a free GoodRx account, Written by Ronilee Shye, PharmD, BCGP, BCACP, CDE. How much will the flex card help me save? The benefits may even vary by counties in the same state. Wellcare is part of Centene Corporation, the sixth-largest provider of Medicare Advantage plans. Centene completed the acquisition of Wellcare in early 2020. New Mexico (NM) Dual Eligible Special Needs Plan (D-SNP) Members: As a Wellcare by Allwell D-SNP member, you have coverage from both Medicare and Medicaid. Others opt for monthly and quarterly installments. Centene focuses on long-term growth and the development of its people, systems and capabilities so that it can better serve its members, providers, local communities, and government partners. Humana expanding Medicare Advantage health plans in 2022 to address beneficiaries most important needs, delivering predictable, affordable, and understandable health care. (n.d.). The Medicare flex card is a prepaid debit card that helps eligible seniors pay for out-of-pocket healthcare costs and other approved items. The Utility FLEX card will be available for DSNPs and plans offering Special Supplemental Benefits for the Chronically Ill (SSBCI). You should not place undue reliance on any forward-looking statements, as actual results may differ materially from projections, estimates, or other forward-looking statements due to a variety of important factors, variables and events including, but not limited to: the impact of COVID-19 on global markets, economic conditions, the healthcare industry and our results of operations and the response by governments and other third parties; our ability to accurately predict and effectively manage health benefits and other operating expenses and reserves, including fluctuations in medical utilization rates due to the impact of COVID-19; the risk that regulatory or other approvals required for the Magellan Acquisition may be delayed or not obtained or are subject to unanticipated conditions that could require the exertion of management's time and our resources or otherwise have an adverse effect on us; the possibility that certain conditions to the consummation of the Magellan Acquisition will not be satisfied or completed on a timely basis and accordingly, the Magellan Acquisition may not be consummated on a timely basis or at all; uncertainty as to the expected financial performance of the combined company following completion of the Magellan Acquisition; the possibility that the expected synergies and value creation from the Magellan Acquisition or the WellCare Acquisition (or other acquired businesses) will not be realized, or will not be realized within the respective expected time periods; the risk that unexpected costs will be incurred in connection with the completion and/or integration of the Magellan Acquisition or that the integration of Magellan Health will be more difficult or time consuming than expected, or similar risks from other acquisitions we may announce or complete from time to time; the risk that potential litigation in connection with the Magellan Acquisition may affect the timing or occurrence of the Magellan Acquisition or result in significant costs of defense, indemnification and liability; disruption from the announcement, pendency, completion and/or integration of the Magellan Acquisition or from the integration of the WellCare Acquisition, or similar risks from other acquisitions we may announce or complete from time to time, including potential adverse reactions or changes to business relationships with customers, employees, suppliers or regulators, making it more difficult to maintain business and operational relationships; a downgrade of the credit rating of our indebtedness; the inability to retain key personnel; competition; membership and revenue declines or unexpected trends; changes in healthcare practices, new technologies and advances in medicine; increased healthcare costs; changes in economic, political or market conditions; changes in federal or state laws or regulations, including changes with respect to income tax reform or government healthcare programs as well as changes with respect to the Patient Protection and Affordable Care Act and the Health Care and Education Affordability Reconciliation Act (collectively referred to as the ACA) and any regulations enacted thereunder that may result from changing political conditions, the new administration or judicial actions; rate cuts or other payment reductions or delays by governmental payors and other risks and uncertainties affecting our government businesses; our ability to adequately price products; tax matters; disasters or major epidemics; changes in expected contract start dates; provider, state, federal, foreign and other contract changes and timing of regulatory approval of contracts; the expiration, suspension, or termination of our contracts with federal or state governments (including, but not limited to, Medicaid, Medicare, TRICARE or other customers); the difficulty of predicting the timing or outcome of legal or regulatory proceedings or matters, including, but not limited to, our ability to resolve claims and/or allegations made by states with regard to past practices, including at Envolve Pharmacy Solutions, Inc. (Envolve), as our pharmacy benefits manager (PBM) subsidiary, within the reserve estimate we have recorded and on other acceptable terms, or at all, or whether additional claims, reviews or investigations relating to our PBM business will be brought by states, the federal government or shareholder litigants, or government investigations; timing and extent of benefits from strategic value creation initiatives; challenges to our contract awards; cyber-attacks or other privacy or data security incidents; the exertion of management's time and our resources, and other expenses incurred and business changes required in connection with complying with the undertakings in connection with any regulatory, governmental or third party consents or approvals for acquisitions, including the Magellan Acquisition; changes in expected closing dates, estimated purchase price and accretion for acquisitions; the risk that acquired businesses will not be integrated successfully; restrictions and limitations in connection with our indebtedness; our ability to maintain or achieve improvement in the Centers for Medicare and Medicaid Services (CMS) Star ratings and maintain or achieve improvement in other quality scores in each case that can impact revenue and future growth; availability of debt and equity financing, on terms that are favorable to us; inflation; foreign currency fluctuations and risks and uncertainties discussed in the reports that Centene has filed with the Securities and Exchange Commission. William Rivers is an editor with a masters degree in Human Services Counseling at Maine State University. Trademarks, brands, logos, and copyrights are the property of their respective owners. Maintain a log or spreadsheet to record each transaction, and make a habit of updating it whenever you use your card. Depending on your plan, your spending allowance can be used to pay for approved out-of-pocket expenses like: Some Medicare Advantage plans offer additional benefits. This information is for informational purposes only and is not meant to be a substitute for professional medical advice, diagnosis or treatment. For example, ask these questions: Does the insurance company have a good track record? Take the time to familiarize yourself with these guidelines to avoid any unexpected charges or unspent funds at the end of the plan year. Enrollment in our plans depends on contract renewal. Please note that the Flex Card does not cover over the counter or grocery expenses. Verify eligible items. Blue Cross and Blue Shield of Louisiana. By staying informed about eligible expenses, using participating providers, and budgeting your spending, you can maximize the value of your WellCare Flex Card and enjoy better control over your healthcare costs. GoodRx provides no warranty for any information. The Medicare flex card is a benefit offered by some private insurance companies that provide Medicare Advantage plans. Your plan determines the annual dollar amount on your Flex Card. To get the flex card, look for available Medicare Advantage plans in your area. The Wellcare Flex Card Visa is a prepaid debit card you can use to pay for any dental, vision or hearing, and in some cases, utility, services beyond your plan benefits. Visit Senior Strong and learn all about senior fare card benefits alongside other resources for senior care. Some WellCare Medicare Advantage plans also include a $25 or $50 healthy foods card for eligible people to buy foods. About Centene CorporationCentene Corporation, a Fortune 25 company, is a leading multi-national healthcare enterprise that is committed to helping people live healthier lives. When you enroll in a plan, you will receive a Wellcare Flex Card in addition to your Member ID card. Our website services, content and products are for informational purposes only. By following the step-by-step guide provided in this article, you can easily activate your card and start using it to pay for qualified healthcare expenses. Medicare does not issue the flex card. Before enrolling in a Medicare Advantage plan that offers the flex card, consider the plans overall benefits. If youre eligible for both Medicare and Medicaid, Wellcare also offers plans in several states with dual access to both federal government programs. In particular, these statements include, without limitation, statements about our future operating or financial performance, market opportunity, growth strategy, competition, expected activities in completed and future acquisitions, including statements about the impact of our proposed acquisition of Magellan Health (the Magellan Acquisition), our completed acquisition of WellCare Health Plans, Inc. (WellCare and such acquisition, the WellCare Acquisition), other recent and future acquisitions, investments, and the adequacy of our available cash resources. This information is available from your health insurance carrier. The opinions expressed are the authors alone and have not been provided, approved or otherwise endorsed by our advertisers. Getting a flex card may often mean signing up for a new plan. Medicaid services are funded in part by the state of New Mexico. Youll need to check what expenses qualify. It also offers a separate Medicare Part D prescription drug plan for those who need prescription drug coverage. Obtain Your Balance: The automated system or a customer service representative will provide your current card balance. Consult your plan documents or contact your health plan's customer service for more information on fund expiration. By continuing to use our site, you agree to our Privacy Policy and Terms of Use. Enrollment in our plans depends on contract renewal. Flex card. How Do You Get the Senior Discounts On Your Kroger Plus Card. Cision Distribution 888-776-0942 After years of living under the care of your parents and other family members, the time will arrive for you to reciprocate. Choosing an FMO to work with is not just about having access to top insurance products and commissions, its about finding a one-on-one agent service that is prepared to meet your needs. For detailed information about Louisiana Medicaid benefits, please visit the Medicaid website at https://ldh.la.gov/medicaid and select the "Learn about Medicaid Services" link. If you enroll after January 1, your benefit is available the day your plan coverage begins. Flex cards give members cash for additional benefits: WellCare Medicare Advantage members receive between $200 and $2,500 in Visa Flex cards, depending on plan and location. Any benefits above and beyond traditional Medicare benefits are applicable to Wellcare Medicare Advantage only and do not indicate increased Medicaid benefits. Any information we provide is limited to those plans we do offer in your area. But being a Medicare beneficiary is not enough to get one, and there are restrictions on what you can buy with the card. To be eligible for the Wellcare Flex Card, senior citizens must meet the following criteria: If you meet these requirements, you may receive a Wellcare Flex Card as part of your health plan's benefits package. There are two Flex cards for Wellcare this year. Wellcare, part of Centene Corporation, is an insurance company that offers a variety of Medicare Advantage plans, many with $0 monthly premiums. The WellCare Flex Card is a healthcare payment card that offers a convenient way to pay for eligible healthcare expenses. Follow these simple steps to activate your Wellcare Flex Card: Once your card is activated, you can manage your account by: To help seniors better understand about their Flex Cards, we have addressed some of the more frequent queries of people. Privacy Policy You can unsubscribe at any time. No, the Wellcare Flex Card is only intended for qualified healthcare expenses. These include, but are not limited to: To ensure you're purchasing eligible items, refer to the OTC product list provided by WellCare. By having an estimate of upcoming expenses, you'll be better prepared to budget your WellCare Flex Card funds and avoid any surprises. Wellcare uses cookies. The amount of money available on the card is based on several factors, such as: Whether you have special needs or a chronic illness, Whether you qualify for both Medicare and Medicaid. Plan benefits vary by location. Forbes Health adheres to strict editorial integrity standards. A Wellcare card is a prepaid card that provides a convenient and secure way to pay for health care services and products. You will NOT be able to get Store Branded rewards with Over The Counter (OTC) card purchases. Another great WellCare Medicare Advantage benefit. Heres a look at flex card benefits and how they can vary across providers. Copyright 2020-21 | Disclaimer: This website is not associated with the. Part B premium coverage: Some plans include a reimbursement benefit that reimburses all or part of your Medicare Part B premium. Your consent is not required as a condition of enrollment. Most health plans will have a list of participating retailers, like pharmacies and providers, where you can spend the funds. It will ideally be used after the base benefit allowance has been exhausted (better buying power), but this is not a requirement. To get the card, youll need to enroll in a Medicare Advantage plan that offers the program. To help improve clinical outcomes, CMS recently allowed MA plans like Wellcare to offer expanded supplemental benefits to members meeting certain clinical criteria. Humana Healthy Foods Card is now the Healthy Options allowance. 139 0 obj <>/Filter/FlateDecode/ID[<3F90926C4976954C857C318BE5D5CDAB><928447AA6C8742488B0090E0F6F64334>]/Index[114 49]/Info 113 0 R/Length 119/Prev 163977/Root 115 0 R/Size 163/Type/XRef/W[1 3 1]>>stream The card can be used to pay for eligible healthcare expenses, such as copayments, deductibles, and certain over-the-counter (OTC) items. wellcare | Flex Card for Dental, Vision, and Hearing (DVH): Important Information . Are my current healthcare providers in the network? They will deactivate your card and issue a replacement. After enrollment in WellCare Medicare Advantage, the insurer may send you an activated WellCare Flex Card Visa ready to use and loaded with an annual allowance for dental, vision and hearing services.
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